InnovaCare Health Leadership

With over 120 years of combined experience, InnovaCare Health provides patients with Medicare Advantage plans and physician practice services. Behind the actions that help people every day, a strong team of leaders behind InnovaCare continuously develop and refine new business models to match the ever-changing pace of the health insurance industry.

Dr. Rick Shinto, the president and CEO of InnovaCare Health, has spent over 25 years working in both clinical and managerial health care settings. As a medical professional, Dr. Shinto understands the importance of insurance in a patient’s life. From an operational standpoint, Dr. Shinto knows what it takes to drive an integrated healthcare system forward and produce the best financial results while exceeding patients’ standards.

Currently, Dr. Shinto oversees all of InnovaCare’s Puerto Rican subsidiaries, which are run through MMM Holdings. As the island’s most established and long-running Medicare Advantage provider, MMM Holdings and Dr. Shinto manage the health insurance coverage of a growing family of over 250,000 patients.

Dr. Shinto graduated from the University of California Irvine, earned his medical degree from the State University of New York at Stony Brook and received his M.B.A. from the University of Redlands. His diverse educational background and extensive clinical experience has led him to become an esteemed member of the health insurance and medical communities. In 2017, he was elected to serve on the board of America’s Health Insurance Plans (AHIP) and is also a proud member of the Board of Directors for America’s Physician Groups.

InnovaCare Health’s leadership also includes Chief Administrative Officer Penelope Kokkinides who brings over 20 years of health care expertise to the company. Prior to becoming InnovaCare’s CAO, Kokkinides served as the company’s Chief Operating Officer. Before that, she was the Executive Vice President and Chief Operating Officer for Centerlight HealthCare. Her educational background in biological sciences, social work and public health all create a compassionate, inclusive approach to management that benefit’s the entire body of InnovaCare staff and patients every day.

Under esteemed management, InnovaCare Health is driven to providing its customers with the best level of Medicare Advantage plans available on the market while saving them money and prioritizing their well-being.

Bernardo Chua: Helping Improve People’s Health

Bernardo Chua commands so much respect in the world for being one of the medical professionals who want people to live a long life. A Philippine native, Bernardo Chua grew up in a family that believed in using herbs to cure any diseases, regardless of the age and race of the patient. Bernardo believed that the world will eventually be a better place when people embrace the use of herbs to get a cure. At first, the businessman went to the best schools in the world to start his career life. After graduating, he thought about the best way to change lives, and he finally settled on establishing a direct selling company. Visit SlideShare to know more

Coffee stands out to be one of the common social beverages that consumed by many people. Millions of people, especially those who have to wake up early and report to work need coffee so that they can remain alert in the office. Many employees prefer to take coffee during their working hours so that they can be more productive. Bernardo discovered the need for coffee products in the international platform, and he realized that he could help to cure millions of people when he infuses medicinal herbs in the coffee he was producing.

ORGANO Gold serves customers all over the world. As the founder and chairman of the organization, Bernardo Chua has helped people, especially those who are dealing with terminal illnesses. Diseases such as cancer can be prevented when people consume coffee products that have been infused with Ganoderma herbs. Bernardo Chua products have become very popular in the international arena, attracting independent agents who supply the products from one customer to the other. Bernardo has received respectable awards for his impact in the community. His company has created job opportunities for so many people across the globe.



The Contributions of Alastair Borthwick

Alastair Borthwick is a famous author who has is mainly remembered for his two popular classical books “Always a little further” and “Sans Peur” which are still being read even today. The Scottish author was born in February 1913 in Rutherglen but was raised in Troon. His family later relocated to Glasgow where he was fortunate enough to attend Glasgow High school for his secondary education. He later left to be employed at the evening times where he got employed as the copytaker of the paper.

Alastair Borthwick worked hard and was promoted to be an editor of Glasgow Weekly where he wrote edited and edited articles about women and children which later appear in the women and children’s pages in the newspapers. At Glasgow, he wrote an open-air page where he wrote about rock climbing which was a recreational activity that was considered to be practiced by the rich people. It was soon becoming a popular sport and the working class was also starting to practice it. Hitchhiking and camping were practiced by the poor but very resourceful people.

He got inspiration from those activities to write his first book “Always a Little Further” which talked about the social change that was happening at that time. Alastair Borthwick documented his encounter with various people such as hawkers and tinkers and also used a lot of humor in writing his book. The second world war soon started and he joined the army to fight for his country during the war. He worked for a variety of army units such as the British army units in Sicily, North Africa, and Western Europe. He also worked very hard in the army and qualified to be promoted to several positions in the army.

In an article from, it mentions that Alastair Borthwick always recorded positive results in every role he was given and it was when he was in the 5th battalion that he led a team of 600 soldiers to war without maps and only relying on his sense of direction. They defeated the Germans and went back victorious. He later wrote his second classic “Sans Peur” which recorded the history of the different regimes in the war. After the war, he went back to become a broadcaster and was later made the Officer of the Oder of the British Empire.

Read this post here:

Graeme Holm Celebrates Success With New Company, Infinity Group Australia.

The Australian Financial Review is one of the most prestigious financial publications servicing Australia and New Zealand. With a readership north of 1.8 million subscribers, the Australian Financial Review serves as an amazing launching board for companies who manage to get into their publication. Every year for the past seven years the Australian Financial Review has been releasing their annual Top 100 Most Innovative Companies list. The list is comprised entirely of businesses located in New Zealand and Australia. With thousands of businesses trying to land a coveted spot on the list, only 100 will get their shot. Needless to say, Graeme Holm and Rebecca Walker were thrilled when their young debt-reduction company, Infinity Group Australia, landed on the important list at #58.


Infinity Group Australia reviews have thus far been glowing. The company was established by Rebecca Walker and Graeme Holm as a financial assistance company for Australian citizens looking to get back on track with their money. Infinity Group Australia focuses primarily on debt reduction and on helping out the individuals who are stuck living in a paycheck-to-paycheck cycle due to the nature of their financial reality. Holm established the company after having spent 17 years working in banking because he wanted to impact people directly rather than by pushing products handed down to him by higher-ups in the management line.


With major positive Infinity Group Australia reviews, it is no wonder that they made it onto to the coveted list. In order to be included on the AFR’s list of 100 Most Innovative Companies, Holm’s business had to showcase a slew of vital traits. When the AFR makes their list they rely on a selection process run by a business known as Inventium. Inventium weighs a variety of different traits in order to make their ultimate selection. Of the traits that Inventium looks at, they make sure to focus on community impact, innovation within the businesses’ industry, and finally the true quality of the service that is being rendered. With Infinity Group Australia scoring the 58 spot on the list, they essentially made it loud and clear that Holm’s company is in the top 6% of all businesses operating in the entire region — high praise indeed. Companies that make the AFR’s important list end up seeing their public standing rise in meteoric fashion. It only stands to reason that Holm and co will see a huge boost in their profile and we are eager to see where the company goes next with all of the momentum that they have. Learn more:








Graeme Holm, Founder of Infinity Group Australia, Accepts AFR 2018 Award

How to Succeed in the Market with Sandy Chin

Sandy Chin is an individual who strikes a perfect between her personal and work life. At home, she raises her two children and enjoys a variety of pastimes. She has learned French and Russian as ways to expand her knowledge. Sandy Chin is also an avid reader of science books and enjoys the local hockey team in New York. However, in her professional life, Sandy Chin is a market analyst with an eye for the industry like no other. During an interview with Ideamensch, she expands on her approach to the markets.


The concept for her business Tidal Bore Capital dates back to her college years. She studied political science which leads to her joining the firm Donaldson, Lufkin & Jenrette. It was here when she developed a decade-long relationship with her mentor. Over the 20 years, she has been working in the industry, her eye for market trends has only become better refined. The ability to detect tiny fluctuations in the market, and extrapolate that into long-term information is vital to ensure her success. Sandy Chin has developed her own personal modeling system with a proven track record.


In order to be successful in the market industry, an individual needs to be extremely detail oriented. A typical day will begin with extensive research and email checks. She needs to how her relevant stocks are doing. From here, Sandy Chin moves into discussions about what her next moves should be. Due to the nature of the companies, she works with, earning reports are usually coming in all the time. She enjoys having to think on her feet and quick to act on tiny market shifts.


Looking into the future, Sandy Chin is encouraged by the legalization of cannabis happening across the country. She believes that opens an untapped potential of the market. Her ability to read the market like a book has been an invaluable resource for the success of Tidal Bore Capital. She would recommend that incoming individuals simply build up their portfolios and develop that sixth sense for the market.


Bumble CEO Should Accomplish Whatever She Wants in 2019

Whitney Wolfe Herd, the Chief Executive Officer of Bumble, has big plans for 2019 and she probably can make them come true.

Why Whitney Wolfe Herd make them come true? Whitney Wolfe runs one of the largest relationship platforms with 35 million members in Latin America, America, Europe, Canada, Australia and Mexico. People in India should be able to join this platform in Fall of 2018. She is now part of the Imagine Entertainment board of directors She recently started a venture-capital fund for businesses led by women called Bumble Fund She is married to Michael Herd, an executive at an oil company. She clearly has capital to burn.

One of Whitney Wolfe Herd’s plans for 2019 is to market serums that can allegedly deal with his or her skin problems as well as emotional problems. She has been consulting dermatologists and psychologists to make sure that they will indeed solve emotional and skin issues. One serum is expected to be called Break Up with Bad, a serum that will deal with breakouts and relationship breakups. Visit to know more about Whitney Wolfe.

Whitney Wolfe Herd’s most ambitious plan for 2019 and beyond is to get rid of misogyny and to make it against the law. She knows that the problem has existed for a long time and she can only try to get rid of it. As part of this long-term plan, she is working with the legislature to make sending of pictures of genitalia without permission illegal. She thinks that unsolicited genitalia pictures are the same as flashing somebody on the streets. Her lobbying to get this law has just started and it is unknown whether she will be successful in getting the law passed or not.

After being fired from Tinder in 2014, she has been successful on her own and her success should continue despite as some of her plans seem to be too good to be true.



Flavio Maluf’s evident preferences

Born in the year 1965, Flavio Maruf began his journey to become the president of Eucatex. It is a family business that has been run since the 1940s within the family reigns. He was however not comfortable with the fact that he already had a stable future, virtue of his inheritance. He studied and finally graduated with a degree in mechanical engineering. Currently, all his efforts are being focused on Eucatex, of which he is the president and CEO.

The Eucatex company has grown consistently over the years. Currently, it has three large operational factories. One of them is located inBotucatu, it concentrates on manufacturing panels and floorwork. The second one manufactures vanishes and paints, located in Salto. The third one deals with operating a seedling nursery (the forestry sector). The first two have developed over the years, they were not within the pioneer objectives of the company. Read more about Flavio Maluf at Wikipedia.

Flavio Maluf has always had an enthusiasm for perfection. That is why he makes efforts to an extent of seeking professional expertise even from international platforms. This has fostered the expansion of the company to new fields. The quality of their products is also very high. This is why they do not strain to make sales even internationally.

Seizing opportunities is one of the greatest pieces of advice he gives to other entrepreneurs. For his company, one of their greatest successes can be attributed t this factor. He realized the market was becoming more refined and preferences were changing. This is why he opted to produce wood fiber instead of just milling timber. The wave of being environmental friendly also places his products at a higher competitive level.

Even with most of his concentration being on the business development, he also creates time for himself. According to him, personal growth and preservation are also crucial. That is why on weekends he goes biking, and within the week he creates time for aerobic exercises at the gym.

Flavio is comfortable with the family business. However, if he was given another chance, apparently he would choose to venture into business independently. He attributes this preference to the changing customs in society.

Read more:,21991ecd7b49587604a2d972ecada3b6lz1vsqwr.html


Stream Energy is Quick to React

Stream Energy is dedicated to helping out those who are less fortunate. They are a company that is very generous and is sharing their success and wealth to better the lives of those who are in an unfortunate situation. They were quick to react when Hurricane Harvey struck, and they have partnered with Hope Supply Co. in order to spread the love.

Although the company is based out of Dallas, they are also helping those in other parts of the world. Stream Energy is doing a lot to help the homeless as it is a growing problem in the Dallas area. Dallas has seen an increase of 24% in homelessness and Stream Energy is aware of the issue. Stream Energy together with Hope Supply Co. made it possible for homeless children to experience something they would never have the chance to do such as go to a water park. They also make it possible for them to get the things that they need such as diapers, school supplies, and clothing.

Stream Energy has been working with Hope Supply Co. for over four years and continues to do good in their partnership with the charity. Stream Energy was there to help those affected by the tornadoes that hit in North Texas. They work with the Salvation Army to raise thousands of dollars for those who lost everything. They provided the essentials, matched funds, and generously doubled donations that were brought in by associates.

They also support their veterans and gives them the star treatment every year when they treat veterans and their families to a special dinner. They co-host the American Girl Doll Experience for ten of the daughters of those who have served in the military. Each girl gets to keep an American Girl Doll as well as have lunch at the American Girl Café.

Stream is a company that wants to give others the same experiences as everyone else, and they are aware that not everyone has everything that they need. They are a company that cares and is willing to get out there and to help others out.

How David Zalik, CEO Of GreenSky Credit, Started His Career At 14

David Zalik is known for being the CEO of GreenSky Credit. He was destined for success at a young age. He was always a stellar student at school. He did so well in the classroom that he was able to start college at the age of 14. While he was a freshman at Auburn University, he started his first company. The name of the company was MicroTech Information Systems. This company put computers together for students.

Although David Zalik was a great student, he decided to drop out of college so that he could focus on his business. He decided to sell his company and start two more. He used the money from MicroTech to start Outweb and Phoenix.

David’s passions are finance, mathematics and real estate. That is what gave him the idea to start GreenSky Credit. He started the company in 2006. The company has been extremely successful. In fact, GreenSky Credit brought in $327 million in 2017. He is currently the CEO of the company.

David has overcome many challenges in his life. He was born in Israel, but his family came to the United States when he was 4-years-old. He has also had challenges in the business world. However, he managed to overcome all of those challenges. His current net worth is $2.5 billion, which makes him one of the richest businessmen in the country.

Not only is David successful, but he has also been recognized for his hard work. He received the National EY Entrepreneur of the Year in Financial Services in 2016.

About GreenSky Credit

GreenSky Credit is a financial technology company. It provides businesses and merchants with technology so that they can finance loans for consumers. The consumers can use the loans for various purposes such as healthcare, solar and home improvement. As of 2016, GreenSky Credit has provided people with over $5 billion in funding.

How Sahm Adrangi Makes Money From Short Positions

Sahm Adrangi is a New York City-based hedge fund manager. His hedge fund is called Kerrisdale Capital Management and he has two main ways of investing. The first way is by investing in quality companies for the long term. The second way his hedge fund makes money is by taking short positions in companies that he and his team of analysts see as over-valued by investors. After taking a short position he will go public with his company’s research showing why the business is being over-valued and follows this up with a teleconference that anyone can dial into. When a company’s stock declines in value that he took a short position in then his hedge fund profits.

He has shorted the stock of a number of American companies in 2018. Sahm Adrangi has shorted Quinstreet, Proteostasis, and some other firms. One of the big ones he shorted was the St. Joe Company, a business that builds master-planned communities in the state of Florida. One of their biggest properties is the issue that Sahm Adrangi sees with this company. He says that due to this property the St. Joe Company is mired in a swamp, both figuratively and literally.

While going over the St. Joe Company’s assets, the team at Kerrisdale Capital Management saw that this property is in the middle of a remote swamp in Southern Florida. The management of St. Joe somehow believes that they will build a master-planned community here against all the odds. Sahm Adrangi says that no one in their right mind would want to live there or open a retail store in the middle of a swamp, let alone one that is far away from any other cities.

He also has an issue with St. Joe’s cash flow. Sahm Adrangi says that they are not earning much from their current portfolio of properties. He says that the situation had gotten so dire that they are actually earning more off the junk bonds they own than what they are bringing in from their properties. Between this and their unattractive properties, he says that St. Joe company is really overvalued for what is actually is.